• Must be a New York State resident.
  • Completed and signed application.
  • $75 non-refundable application fee per Guarantor.
  • Copy of valid driver’s license or passport.
  • Letter of employment stating position, salary, and length of employment.
  • If self-employed, provide a letter of reference from a CPA stating most recent income & copies 
of first two pages of tax returns for the past two years (no exceptions).